Free eligibility check | No obligations | No affects on credit

Free eligibility check | No affects on credit

SSN is not
required

SSN is not
required

No affects on credit.

Same-day funding.

Typically no collateral or personal guarantee required.

No affects on credit.

Same-day funding.

Typically no collateral or personal guarantee required.

YOU'VE BUILT THE COMPANY,
WE HELP IT GROW.

Excellent

4.9 TrustScore

4.8 TrustScore

HOW MUCH CAN I GET?

HOW MUCH CAN I GET?

HOW IT WORKS?

Learn more about funding with NYS.

$280,000 Line of credit approved!

8 Offers waiting!

8 Offers waiting!

$280,000 Line of credit approved!

8 Offers waiting!

$280,000 Line of credit approved!

YOU'VE BUILT THE COMPANY,
WE HELP IT GROW.

Excellent

4.8 TrustScore

HOW MUCH CAN I GET?

$280,000 Line of credit approved!

8 Offers waiting!

No affects on credit.

Same-day funding.

No collateral or personal guarantee required.

SSN is not
required

HOW IT WORKS?

Learn more about funding with NYS.

Get started

Get started

Calculate my eligibility

( SSN is not needed )

HOW IT WORKS

Get started

Calculate my eligibility

( SSN is not needed )

BENEFITS

BENEFITS

TAILORED-MADE FUNDING

TAILORED-MADE FUNDING

Restaurant, startup, manufacturing, or construction?
We tailor funding to fit your terms, not ours.

Restaurant, startup, manufacturing, or construction?
We tailor funding to fit your terms, not ours.

Restaurant, startup, manufacturing, or construction?
We tailor funding to fit your terms, not ours.

TAILORED-MADE
FUNDING

Dynamic rate, on fixed time-frame

Forget everything you knew about lending. Pay when you can, not when you need.

Dynamic rate, on fixed time-frame

Forget everything you knew about lending. Pay when you can, not when you need.

Dynamic rate, on fixed time-frame

Forget everything you knew about lending. Pay when you can, not when you need.

No collateral

We don't need collaterals, we look at your business as a whole.

No collateral

We don't need collaterals, we look at your business as a whole.

No collateral

We don't need collaterals, we look at your business as a whole.

Borrow up to

We fund business from $10k all the way up to $5M.

$5M

$4.9M

$4.8M

$4.6M

$4.4M

$4.2M

$4M

$3M

$2M

$1M

$990k

$980k

$970k

$900k

$800k

$700k

$600k

$500k

$400k

$300k

$200k

$100k

Borrow up to

We fund business from $10k all the way up to $5M.

$5M

$4.9M

$4.8M

$4.6M

$4.4M

$4.2M

$4M

$3M

$2M

$1M

$990k

$980k

$970k

$900k

$800k

$700k

$600k

$500k

$400k

$300k

$200k

$100k

Borrow up to

We fund business from $10k all the way up to $5M.

$5M

$4.9M

$4.8M

$4.6M

$4.4M

$4.2M

$4M

$3M

$2M

$1M

$990k

$980k

$970k

$900k

$800k

$700k

$600k

$500k

$400k

$300k

$200k

$100k

Client-focused lender

Funding tailored for you business, lightning fast, without any affects on your credit.

75+

Industries served

0

Hard credit pulls

24H

Average funding time

Client-focused lender

Funding tailored for you business, lightning fast, without any affects on your credit.

75+

Industries served

0

Hard credit pulls

24H

Average funding time

Client-focused lender

Funding tailored for you business, lightning fast, without any affects on your credit.

75+

Industries served

0

Hard credit pulls

24H

Average funding time

Calculate my eligibility

Calculate my eligibility

( SSN is not needed )

Calculate my eligibility

( SSN is not needed )

Line of credit

Line of credit

Withdraw what you need,
when you need it.

Term loan

Working capital

SBA (requires p.g)

And many more…

Term loan

Long-term financing,
up to 7 years.

Working capital

Payments that flex with your sales, forget about fixed interest.

Cash advance

Improve today's cash flow based on future sales.

Equipment funding

Leverage your equipment to get favorable loan terms.

SBA (requires p.g)

Government-backed loans with flexible terms.

OPTIONS

OPTIONS

CHOOSE WHAT FITS YOU BEST.

CHOOSE WHAT FITS YOU BEST.

When you grow, we grow.
Check all the options you qualify for right at your fingertips — over 30 different funding solutions.

Calculate my eligibility

HOW TO QUALIFY

HOW TO QUALIFY

GET FUNDING IN 3 STEPS.

GET FUNDING IN 3 STEPS.

6+

Months in business

Months in business

$10K+

Monthly
revenue

500

Average approval time

6+

Months in business

$10K

Minimum monthly rev

500

Minimum FICO score

01
APPLICATOIN

• No hard credit pulls.
• 60s Online application.

• SOC2 type || encrypted.

02
OFFERS

• 100% Free.
• 99% Ai underwriting.

• Same-day approval.

03
FUNDING

• Under 24H
• No hidden fees.

• Tailored for your needs.

01
Application

• No hard credit pulls.
• 60s Online application.

• SOC2 type || encrypted.

02
Offers

• 100% Free.
• 99% Ai underwriting.

• Same-day approval.

03
Funding

• Under 24H
• No hidden fees.

• Tailored for your needs.

Funding time

Credit impact

Loan securities

Options

Requirements

Team

Approval

Logo
Other Lenders

~24 hours

~24 hours

2-4 weeks

2-4 weeks

No effect, only a soft pull

No effect, only a soft pull

Mandatory hard pull,
instant lowered credit score

Mandatory hard pull,
instant lowered credit score

No collateral, and no
personal guarantees

No collateral, and no
personal guarantees

Collateral, personal guarantees,
and co-signers

Collateral, P.G,
and co-signers

30+ different funding options

Only MCA

Business bank account,
$10k/m+ in sales

Business bank account,
$10k/m+ in sales

650+ FICO, strong financials,
collateral, lengthy history

650+ FICO, strong financials,
collateral, lengthy history

In-person feel, deep
understanding of your business.

Impersonal,
just another file in the system.

60s to apply, purely online,
same-day approval

60s to apply, purely online,
same-day approval

1 week, endless phone calls

TAILOR-MADE FUNDING?
SAY HELLO TO NYS.

TAILOR-MADE FUNDING?
SAY HELLO TO NYS.

HOW IT WORKS

Get started

Calculate my eligibility

( SSN is not needed )

4.8/5 STARS

4.8/5 STARS

TOP RANKED PRIVATE LENDING PLATFORM.

TOP RANKED PRIVATE LENDING PLATFORM.

Read why dozens of businesses were able to grow massively using funding tailored for their needs.

Read why dozens of businesses were able to grow massively using funding tailored for their needs.

SEE ALL SUCCESS STORIES

SEE ALL SUCCESS STORIES

Excellent

Excellent

4.9 TrustScore

4.9 TrustScore

Calculate my eligibility

( SSN is not needed )

Calculate my eligibility

( SSN is not needed )

  • Asana

    we successfully obtained success, and the whole process was wrapped up in just five days. Much appreciated.

  • Thank you

    Thank you, Ben sterling & shannon, for all your help and patience. You have been just amazing and beyond expectations. Always so easy to talk to and reach anytime. 100% transparency. 100% cared about their customers.

  • Ben, and Alan my funding advisor, handled the situation so fast and really in the best way possible. Looking forward to work together again. Thanks team.

  • Lifesaver

    If you're serious about your business go with NYS. Try to get an approval and see for yourself. Amazing people. Amazing process. Amazing company.

  • Asana

    Conrad Mayer

    The availability, speed, offers.. I don't know how you guys do that, but the risk you took with our company was something I never thought was possible…..

  • Asana

    Emily

    Really quick. Best offer between 4 different lenders we checked with. Thanks Benjamin!

  • Asana

    Rob I

    They really care.

    It's not just a slogan, they really took the time to understand my business and didn't sell me any funding before they were sure it can actaully help. 5/5!

  • Asana

    Jaime

    Great Company

    I've tried many different ways to borrow money for my business vefore and none have been as fast and as transparent as NYS. I'm really happy I decided to move forward with them and make the right decision for my business.

  • Asana

    James

    Phenomenal offers

    Phenomenal offers! Shawn was able to get us 5 different funding optoins to choose from. We took $125,000 LOC and a term loan. REALLY good terms.

  • Best leder ever!

    I've been working with NYS for 4 years now. We usually take funding 2 to 4 time a year. Ben is one of the best. He makes the process so simple and quick. We get approval under 2 hours and access to the capital under 2 days…

FAQ

FAQ

Find answers to common questions about our platform and services.

Find answers to common questions about our platform and services.

What is NYS?

What are the rates?

Are there any effects on my credit score?

How do I qualify?

How can I apply?

What is NYS?

What are the rates?

Are there any effects on my credit score?

How do I qualify?

How can I apply?

"NYS IS NOT JUST A LENDER,
IT'S A GROWTH PARTNER"

"NYS IS NOT JUST A LENDER,
IT'S A GROWTH PARTNER"

"NYS IS NOT JUST A LENDER,
IT'S A GROWTH PARTNER"

– Samuel J.

– Samuel J.

More Trustpilot reviews

More Trustpilot reviews

ARE YOU STILL ON THE FENCE?

Calculate how much you qualify for at no cost.

Get an approval without using your SSN.

Speak with one of our reps or apply 100% online.

Calculate how much you qualify for at no cost.

Get an approval without using your SSN.

Speak with one of our reps or apply 100% online.

FAQ

Find answers to common questions about our platform and services.

Contact us

What is NYS?

What are the rates?

Are there any effects on my credit score?

How do I qualify?

How can I apply?

What is NYS?

What are the rates?

Are there any effects on my credit score?

How do I qualify?

How can I apply?

DEPENDING ON BANKS?
NOT ANYMORE.

Logo
Other Lenders

~24 hours

2-4 weeks

Soft credit pull

Hard credit pull

No collateral or
personal guarantee

Collateral & personal guarantee

30+ funding
options

Only MCA

Personal, tailored
funding

Another file in
the system

60 seconds to apply

1 week to apply

Get started

Calculate my eligibility

( SSN is not needed )

We help businesses secure funding in under 24 hours without requiring any collateral or personal guarantee

55 Broadway, New York, NY, 10006, USA

We help businesses secure funding in under 24 hours without requiring any collateral or personal guarantee

55 Broadway, New York, NY, 10006, USA

We help businesses secure funding in under 24 hours without requiring any collateral or personal guarantee

55 Broadway, New York, NY, 10006, USA

*DISCLAIMER: New York Savings serves as a trusted guide on your journey towards business financing.
Our platform is designed to offer invaluable insights, expert advice, and connects you with a range of potential lending options tailored to your unique business needs.

However, while we strive to provide accurate and up-to-date information, we cannot guarantee the completeness or accuracy of this information due to the dynamic nature of the financial industry.
Therefore, we strongly encourage all our users to conduct their own due diligence and seek independent financial or legal advice before making any financial decisions or commitments. By using our website and our services, you agree to our terms of service and acknowledge that any decisions based on information found on our site are your own responsibility.
Your engagement with New York Savings signifies your understanding and acceptance of these terms.

© New York Savings LLC. 2024

ARE YOU STILL ON THE FENCE?

Calculate how much you qualify for at no cost.

Get an approval without using your SSN.

Speak with one of our reps or apply 100% online.