Free eligibility check | No obligations | No affects on credit

Free eligibility check | No affects on credit

No affects on credit.

No affects on credit.

No affects on credit.

Same-day funding.

Same-day funding.

Same-day funding.

Typically no collateral or P.G required.

Typically no collateral or P.G required.

Typically no collateral or P.G required.

How Much Can I Get?

How Much Can I Get?

SSN not required

$280,000 Line of credit approved!

8 Offers waiting!

You've built the company,
We Help It Grow.

You've built the company,
We Help It Grow.

You've built the company,
We Help It Grow.

4.9/5

4.8 TrustScore

How It Works?

Learn more about funding with NYS.

8 Offers waiting!

$280,000 Line of credit approved!

8 Offers waiting!

$280,000 Line of credit approved!

YOU'VE BUILT THE COMPANY,
WE HELP IT GROW.

4.9/5

$280,000 Line of credit approved!

8 Offers Waiting!

No affects on credit.

Same-day funding.

No collateral or personal guarantee required.

SSN is not
required

How It Works?

Learn more about funding with NYS.

How Much Can I Get?

Apply For Funding

HOW IT WORKS

HOW IT WORKS

Apply For Funding

Apply For Funding

Business Funding Made Simple

Business Funding Made Simple

BENEFITS

BENEFITS

Tailor-Made Funding

Tailor-Made Funding

Restaurant, startup, manufacturing, or construction?
We tailor funding to fit your terms, not ours.

Restaurant, startup, manufacturing, or construction? We tailor funding to
fit your terms, not ours.

Restaurant, startup, manufacturing, or construction?
We tailor funding to fit your terms, not ours.

TAILORED-MADE
FUNDING

No collateral

We don't need collaterals, we look at your business as a whole.

No collateral

We don't need collaterals, we look at your business as a whole.

No collateral

We don't need collaterals, we look at your business as a whole.

No collateral

We don't need collaterals, we look at your business as a whole.

Dynamic rate, fixed time-frame

Forget everything you knew about borrowing money.

Pay when you can, not when "you need".

Dynamic rate, fixed time-frame

Forget everything you knew about borrowing money.

Pay when you can, not when "you need".

Dynamic rate, fixed time-frame

Forget everything you knew about borrowing money.

Pay when you can, not when "you need".

Dynamic rate, fixed time-frame

Forget everything you knew about borrowing money.

Pay when you can, not when "you need".

How Can You Qualify?

$10k+

Monthly Revenue

6+

Months In Business

500

Minimum Credit Score

How Can You Qualify?

$10k+

Monthly Revenue

6+

Months In Business

500

Minimum Credit Score

How Can You Qualify?

$10k+

Monthly Revenue

6+

Months In Business

500

Minimum Credit Score

From $10k to $5M

We fund business from $10k all the way up to $5M.

$5M

$4.9M

$4.8M

$4.6M

$4.4M

$4.2M

$4M

$3M

$2M

$1M

$990k

$980k

$970k

$900k

$800k

$700k

$600k

$500k

$400k

$300k

$200k

$100k

From $10k to $5M

We fund business from $10k all the way up to $5M.

$5M

$4.9M

$4.8M

$4.6M

$4.4M

$4.2M

$4M

$3M

$2M

$1M

$990k

$980k

$970k

$900k

$800k

$700k

$600k

$500k

$400k

$300k

$200k

$100k

From $10k to $5M

We fund business from $10k all the way up to $5M.

$5M

$4.9M

$4.8M

$4.6M

$4.4M

$4.2M

$4M

$3M

$2M

$1M

$990k

$980k

$970k

$900k

$800k

$700k

$600k

$500k

$400k

$300k

$200k

$100k

From $10k to $5M

We fund business from $10k all the way up to $5M.

$5M

$4.9M

$4.8M

$4.6M

$4.4M

$4.2M

$4M

$3M

$2M

$1M

$990k

$980k

$970k

$900k

$800k

$700k

$600k

$500k

$400k

$300k

$200k

$100k

NYS Track-Record

Funding tailored for your business, lightning fast, without any affects on your credit.

24H

Average Funding Time

75+

Industries Served

0

Hard Credit Pulls

NYS Track-Record

Funding tailored for your business, lightning fast, without any affects on your credit.

24H

Average Funding Time

75+

Industries Served

0

Hard Credit Pulls

NYS Track-Record

Funding tailored for your business, lightning fast, without any affects on your credit.

24H

Average Funding Time

75+

Industries Served

0

Hard Credit Pulls

Apply For Funding

Apply For Funding

Apply For Funding

OPTIONS

OPTIONS

Choose What
Fits You Best

Choose What Fits
You Best

When you grow, we grow.
Check all the options you qualify for right at your fingertips — over 30 different funding solutions.

Check all the options you qualify for right at your fingertips — over 30 different funding solutions.

Line of credit

Line of credit

Withdraw what you need,
when you need it.

Term loan

Working capital

SBA (requires p.g)

And many more…

Term loan

Long-term financing,
up to 7 years.

Working capital

Payments that flex with your
sales, forget about fixed interest.

Cash advance

Improve today's cash flow
based on future sales.

Equipment funding

Leverage your equipment to
get favorable loan terms.

SBA (requires p.g)

Government-backed loans
with flexible terms.

OPTIONS

Choose What
Fits You Best

When you grow, we grow.
Check all the options you qualify for right at your fingertips — over 30 different funding solutions.

HOW TO QUALIFY

REQUIREMENTS

Funding In 3 Steps

Funding In 3 Steps

6+

Months in business

Months in business

$10K+

Monthly revenue

500

Minimum
FICO score

6+

Months in business

$10K

Minimum monthly rev

500

Minimum FICO score

01
APPLICATOIN

• No hard credit pulls.
• 60s Online application.

• SOC2 type || encrypted.

02
OFFERS

• 100% Free.
• 99% Ai underwriting.

• Same-day approval.

03
FUNDING

• Under 24H
• No hidden fees.

• Tailored for your needs.

01
Application

• No hard credit pulls.
• 60s Online application.

• SOC2 type || encrypted.

02
Offers

• 100% Free.
• 99% Ai underwriting.

• Same-day approval.

03
Funding

• Under 24H
• No hidden fees.

• Tailored for your needs.

How We Differ
From Other Lenders

Tailor-made funding? Say hello to NYS.

NewYorkSavings
Other Lenders

~24 hours

~24 hours

2-4 weeks

2-4 weeks

No effects on credit - only a soft pull

No effects on credit - only a soft pull

Mandatory hard pull,
instant lowered credit score

Mandatory hard pull,
instant lowered credit score

No collateral. Np P.G

Collateral, personal guarantees,
and co-signers

Collateral, P.G,
and co-signers

30+ different funding options

Only MCA

Minimum requirements

650+ FICO, strong financials,
collateral, lengthy history

650+ FICO, strong financials,
collateral, lengthy history

60s to apply, same-day funding

1 week, endless phone calls

Apply For Funding

Apply For Funding

Apply For Funding

HOW IT WORKS

Funding Made Simple

4.9/5

4.9/5

Top Ranked Business Funding Provider

Top Ranked Business Funding Provider

Read how dozens of businesses were able to grow massively using funding tailored for their needs.

Read how dozens of businesses were able to grow massively using funding tailored for their needs.

Read how dozens of businesses were able to grow significantly with funding tailored to their needs.

  • Asana

    we successfully obtained success, and the whole process was wrapped up in just five days. Much appreciated.

  • Thank you

    Thank you, Ben sterling & shannon, for all your help and patience. You have been just amazing and beyond expectations. Always so easy to talk to and reach anytime. 100% transparency. 100% cared about their customers.

  • Ben, and Alan my funding advisor, handled the situation so fast and really in the best way possible. Looking forward to work together again. Thanks team.

  • Lifesaver

    If you're serious about your business go with NYS. Try to get an approval and see for yourself. Amazing people. Amazing process. Amazing company.

  • Asana

    Conrad Mayer

    The availability, speed, offers.. I don't know how you guys do that, but the risk you took with our company was something I never thought was possible…..

  • Asana

    Emily

    Really quick. Best offer between 4 different lenders we checked with. Thanks Benjamin!

  • Asana

    Rob I

    They really care.

    It's not just a slogan, they really took the time to understand my business and didn't sell me any funding before they were sure it can actaully help. 5/5!

  • Asana

    Jaime

    Great Company

    I've tried many different ways to borrow money for my business vefore and none have been as fast and as transparent as NYS. I'm really happy I decided to move forward with them and make the right decision for my business.

  • Asana

    James

    Phenomenal offers

    Phenomenal offers! Shawn was able to get us 5 different funding optoins to choose from. We took $125,000 LOC and a term loan. REALLY good terms.

  • Best leder ever!

    I've been working with NYS for 4 years now. We usually take funding 2 to 4 time a year. Ben is one of the best. He makes the process so simple and quick. We get approval under 2 hours and access to the capital under 2 days…

  • Asana

    we successfully obtained success, and the whole process was wrapped up in just five days. Much appreciated.

  • Thank you

    Thank you, Ben sterling & shannon, for all your help and patience. You have been just amazing and beyond expectations. Always so easy to talk to and reach anytime. 100% transparency. 100% cared about their customers.

  • Ben, and Alan my funding advisor, handled the situation so fast and really in the best way possible. Looking forward to work together again. Thanks team.

  • Lifesaver

    If you're serious about your business go with NYS. Try to get an approval and see for yourself. Amazing people. Amazing process. Amazing company.

  • Asana

    Conrad Mayer

    The availability, speed, offers.. I don't know how you guys do that, but the risk you took with our company was something I never thought was possible…..

  • Ben, and Alan my funding advisor, handled the situation so fast and really in the best way possible. Looking forward to work together again. Thanks team.

  • Asana

    Conrad Mayer

    The availability, speed, offers.. I don't know how you guys do that, but the risk you took with our company was something I never thought was possible…..

  • Asana

    Jaime

    Great Company

    I've tried many different ways to borrow money for my business vefore and none have been as fast and as transparent as NYS. I'm really happy I decided to move forward with them and make the right decision for my business.

"NYS IS NOT JUST A LENDER,
IT'S A GROWTH PARTNER"

"NYS IS NOT JUST A LENDER, IT'S A GROWTH PARTNER"

"NYS IS NOT JUST A LENDER,
IT'S A GROWTH PARTNER"

– Samuel J. | 5/5 Stars


– Samuel J. | 5/5 Stars


Apply For Funding

Apply For Funding

Apply For Funding

Frequently Asked Questions

Frequently Asked Questions

Find answers to common questions about our platform and services.

What is NYS?

What are the rates?

Are there any effects on my credit score?

How do I qualify?

How can I apply?

What is NYS?

What are the rates?

Are there any effects on my credit score?

How do I qualify?

How can I apply?

What is NYS?

What are the rates?

Are there any effects on my credit score?

How do I qualify?

How can I apply?

Are You Still On The Fence?

Calculate how much you qualify for at no cost.

Get an approval without using your SSN.

Speak with one of our reps or apply 100% online.

Calculate how much you qualify for at no cost.

Get an approval without using your SSN.

Speak with one of our reps or apply 100% online.

FAQ

Find answers to common questions about our platform and services.

Contact us

What is NYS?

What are the rates?

Are there any effects on my credit score?

How do I qualify?

How can I apply?

What is NYS?

What are the rates?

Are there any effects on my credit score?

How do I qualify?

How can I apply?

How We Differ
From Other Lenders

Tailor-made funding? Say hello to NYS.

Logo
Other Lenders

~24 hours

2-4 weeks

Soft credit pull

Hard credit pull

No collateral, no P.G

Collateral & P.G

30+ funding
options

Only MCA

60 seconds to apply

1 week to apply

Apply For Funding

We help businesses secure funding in under 24 hours without requiring any collateral or personal guarantee

55 Broadway, New York, NY, 10006, USA

631-824-1221

We help businesses secure funding in under 24 hours without requiring any collateral or personal guarantee

55 Broadway, New York, NY, 10006, USA

631-824-1221

We help businesses secure funding in under 24 hours without requiring any collateral or personal guarantee

55 Broadway, New York, NY, 10006, USA

631-824-1221

We help businesses secure funding in under 24 hours without requiring any collateral or personal guarantee

55 Broadway, New York, NY, 10006, USA

631-824-1221

*DISCLAIMER: New York Savings serves as a trusted guide on your journey towards business financing.
Our platform is designed to offer invaluable insights, expert advice, and connects you with a range of potential lending options tailored to your unique business needs.

However, while we strive to provide accurate and up-to-date information, we cannot guarantee the completeness or accuracy of this information due to the dynamic nature of the financial industry.
Therefore, we strongly encourage all our users to conduct their own due diligence and seek independent financial or legal advice before making any financial decisions or commitments. By using our website and our services, you agree to our terms of service and acknowledge that any decisions based on information found on our site are your own responsibility.
Your engagement with New York Savings signifies your understanding and acceptance of these terms.

© New York Savings LLC. 2024

Are You Still On
The Fence?

Calculate how much you qualify for at no cost.

Get an approval without using your SSN.

Speak with one of our reps or apply 100% online.