Free eligibility check | No obligations | No affects on credit
Free eligibility check | No affects on credit
SSN is not
required
No affects on credit.
Same-day funding.
Typically no collateral or personal guarantee required.
No affects on credit.
Same-day funding.
Typically no collateral or personal guarantee required.
YOU'VE BUILT THE COMPANY,
WE HELP IT GROW.
Excellent
4.9 TrustScore
4.8 TrustScore
HOW MUCH CAN I GET?
HOW MUCH CAN I GET?
HOW IT WORKS?
Learn more about funding with NYS.
$280,000 Line of credit approved!
8 Offers waiting!
8 Offers waiting!
$280,000 Line of credit approved!
8 Offers waiting!
$280,000 Line of credit approved!
YOU'VE BUILT THE COMPANY,
WE HELP IT GROW.
Excellent
4.8 TrustScore
HOW MUCH CAN I GET?
$280,000 Line of credit approved!
8 Offers waiting!
No affects on credit.
Same-day funding.
No collateral or personal guarantee required.
SSN is not
required
HOW IT WORKS?
Learn more about funding with NYS.
Get started
Get started
Calculate my eligibility
( SSN is not needed )
HOW IT WORKS
Get started
Calculate my eligibility
( SSN is not needed )
BENEFITS
BENEFITS
TAILORED-MADE FUNDING
TAILORED-MADE FUNDING
Restaurant, startup, manufacturing, or construction?
We tailor funding to fit your terms, not ours.
Restaurant, startup, manufacturing, or construction?
We tailor funding to fit your terms, not ours.
Restaurant, startup, manufacturing, or construction?
We tailor funding to fit your terms, not ours.
TAILORED-MADE
FUNDING
Dynamic rate, on fixed time-frame
Forget everything you knew about lending. Pay when you can, not when you need.
Dynamic rate, on fixed time-frame
Forget everything you knew about lending. Pay when you can, not when you need.
Dynamic rate, on fixed time-frame
Forget everything you knew about lending. Pay when you can, not when you need.
No collateral
We don't need collaterals, we look at your business as a whole.
No collateral
We don't need collaterals, we look at your business as a whole.
No collateral
We don't need collaterals, we look at your business as a whole.
Borrow up to
We fund business from $10k all the way up to $5M.
$5M
$4.9M
$4.8M
$4.6M
$4.4M
$4.2M
$4M
$3M
$2M
$1M
$990k
$980k
$970k
$900k
$800k
$700k
$600k
$500k
$400k
$300k
$200k
$100k
Borrow up to
We fund business from $10k all the way up to $5M.
$5M
$4.9M
$4.8M
$4.6M
$4.4M
$4.2M
$4M
$3M
$2M
$1M
$990k
$980k
$970k
$900k
$800k
$700k
$600k
$500k
$400k
$300k
$200k
$100k
Borrow up to
We fund business from $10k all the way up to $5M.
$5M
$4.9M
$4.8M
$4.6M
$4.4M
$4.2M
$4M
$3M
$2M
$1M
$990k
$980k
$970k
$900k
$800k
$700k
$600k
$500k
$400k
$300k
$200k
$100k
Client-focused lender
Funding tailored for you business, lightning fast, without any affects on your credit.
75+
Industries served
0
Hard credit pulls
24H
Average funding time
Client-focused lender
Funding tailored for you business, lightning fast, without any affects on your credit.
75+
Industries served
0
Hard credit pulls
24H
Average funding time
Client-focused lender
Funding tailored for you business, lightning fast, without any affects on your credit.
75+
Industries served
0
Hard credit pulls
24H
Average funding time
Calculate my eligibility
Calculate my eligibility
( SSN is not needed )
Calculate my eligibility
( SSN is not needed )
Line of credit
Line of credit
Withdraw what you need,
when you need it.
Term loan
Working capital
SBA (requires p.g)
And many more…
Term loan
Long-term financing,
up to 7 years.
Working capital
Payments that flex with your sales, forget about fixed interest.
Cash advance
Improve today's cash flow based on future sales.
Equipment funding
Leverage your equipment to get favorable loan terms.
SBA (requires p.g)
Government-backed loans with flexible terms.
OPTIONS
OPTIONS
CHOOSE WHAT FITS YOU BEST.
CHOOSE WHAT FITS YOU BEST.
When you grow, we grow.
Check all the options you qualify for right at your fingertips — over 30 different funding solutions.
HOW TO QUALIFY
HOW TO QUALIFY
GET FUNDING IN 3 STEPS.
GET FUNDING IN 3 STEPS.
6+
Months in business
Months in business
$10K+
Monthly
revenue
500
Average approval time
6+
Months in business
$10K
Minimum monthly rev
500
Minimum FICO score
01
APPLICATOIN
• No hard credit pulls.
• 60s Online application.
• SOC2 type || encrypted.
02
OFFERS
• 100% Free.
• 99% Ai underwriting.
• Same-day approval.
03
FUNDING
• Under 24H
• No hidden fees.
• Tailored for your needs.
01
Application
• No hard credit pulls.
• 60s Online application.
• SOC2 type || encrypted.
02
Offers
• 100% Free.
• 99% Ai underwriting.
• Same-day approval.
03
Funding
• Under 24H
• No hidden fees.
• Tailored for your needs.
Funding time
Credit impact
Loan securities
Options
Requirements
Team
Approval
Other Lenders
~24 hours
~24 hours
2-4 weeks
2-4 weeks
No effect, only a soft pull
No effect, only a soft pull
Mandatory hard pull,
instant lowered credit score
Mandatory hard pull,
instant lowered credit score
No collateral, and no
personal guarantees
No collateral, and no
personal guarantees
Collateral, personal guarantees,
and co-signers
Collateral, P.G,
and co-signers
30+ different funding options
Only MCA
Business bank account,
$10k/m+ in sales
Business bank account,
$10k/m+ in sales
650+ FICO, strong financials,
collateral, lengthy history
650+ FICO, strong financials,
collateral, lengthy history
In-person feel, deep
understanding of your business.
Impersonal,
just another file in the system.
60s to apply, purely online,
same-day approval
60s to apply, purely online,
same-day approval
1 week, endless phone calls
TAILOR-MADE FUNDING?
SAY HELLO TO NYS.
TAILOR-MADE FUNDING?
SAY HELLO TO NYS.
HOW IT WORKS
Get started
Calculate my eligibility
( SSN is not needed )
4.8/5 STARS
4.8/5 STARS
TOP RANKED PRIVATE LENDING PLATFORM.
TOP RANKED PRIVATE LENDING PLATFORM.
Read why dozens of businesses were able to grow massively using funding tailored for their needs.
Read why dozens of businesses were able to grow massively using funding tailored for their needs.
SEE ALL SUCCESS STORIES
SEE ALL SUCCESS STORIES
Excellent
Excellent
4.9 TrustScore
4.9 TrustScore
Calculate my eligibility
( SSN is not needed )
Calculate my eligibility
( SSN is not needed )
Asana
we successfully obtained success, and the whole process was wrapped up in just five days. Much appreciated.
Asana
Thank you
Thank you, Ben sterling & shannon, for all your help and patience. You have been just amazing and beyond expectations. Always so easy to talk to and reach anytime. 100% transparency. 100% cared about their customers.
Asana
Ben, and Alan my funding advisor, handled the situation so fast and really in the best way possible. Looking forward to work together again. Thanks team.
Asana
Lifesaver
If you're serious about your business go with NYS. Try to get an approval and see for yourself. Amazing people. Amazing process. Amazing company.
Asana
Conrad Mayer
The availability, speed, offers.. I don't know how you guys do that, but the risk you took with our company was something I never thought was possible…..
Asana
Emily
Really quick. Best offer between 4 different lenders we checked with. Thanks Benjamin!
Asana
Rob I
They really care.
It's not just a slogan, they really took the time to understand my business and didn't sell me any funding before they were sure it can actaully help. 5/5!
Asana
Jaime
Great Company
I've tried many different ways to borrow money for my business vefore and none have been as fast and as transparent as NYS. I'm really happy I decided to move forward with them and make the right decision for my business.
Asana
James
Phenomenal offers
Phenomenal offers! Shawn was able to get us 5 different funding optoins to choose from. We took $125,000 LOC and a term loan. REALLY good terms.
Asana
Best leder ever!
I've been working with NYS for 4 years now. We usually take funding 2 to 4 time a year. Ben is one of the best. He makes the process so simple and quick. We get approval under 2 hours and access to the capital under 2 days…
FAQ
FAQ
Find answers to common questions about our platform and services.
Find answers to common questions about our platform and services.
What is NYS?
What are the rates?
Are there any effects on my credit score?
How do I qualify?
How can I apply?
What is NYS?
What are the rates?
Are there any effects on my credit score?
How do I qualify?
How can I apply?
"NYS IS NOT JUST A LENDER,
IT'S A GROWTH PARTNER"
"NYS IS NOT JUST A LENDER,
IT'S A GROWTH PARTNER"
"NYS IS NOT JUST A LENDER,
IT'S A GROWTH PARTNER"
– Samuel J.
– Samuel J.
More Trustpilot reviews
More Trustpilot reviews
ARE YOU STILL ON THE FENCE?
Calculate how much you qualify for at no cost.
Get an approval without using your SSN.
Speak with one of our reps or apply 100% online.
Calculate how much you qualify for at no cost.
Get an approval without using your SSN.
Speak with one of our reps or apply 100% online.
FAQ
Find answers to common questions about our platform and services.
Contact us
What is NYS?
What are the rates?
Are there any effects on my credit score?
How do I qualify?
How can I apply?
What is NYS?
What are the rates?
Are there any effects on my credit score?
How do I qualify?
How can I apply?
DEPENDING ON BANKS?
NOT ANYMORE.
Other Lenders
~24 hours
2-4 weeks
Soft credit pull
Hard credit pull
No collateral or
personal guarantee
Collateral & personal guarantee
30+ funding
options
Only MCA
Personal, tailored
funding
Another file in
the system
60 seconds to apply
1 week to apply
Get started
Calculate my eligibility
( SSN is not needed )
*DISCLAIMER: New York Savings serves as a trusted guide on your journey towards business financing.
Our platform is designed to offer invaluable insights, expert advice, and connects you with a range of potential lending options tailored to your unique business needs.
However, while we strive to provide accurate and up-to-date information, we cannot guarantee the completeness or accuracy of this information due to the dynamic nature of the financial industry.
Therefore, we strongly encourage all our users to conduct their own due diligence and seek independent financial or legal advice before making any financial decisions or commitments. By using our website and our services, you agree to our terms of service and acknowledge that any decisions based on information found on our site are your own responsibility.
Your engagement with New York Savings signifies your understanding and acceptance of these terms.
© New York Savings LLC. 2024
ARE YOU STILL ON THE FENCE?
Calculate how much you qualify for at no cost.
Get an approval without using your SSN.
Speak with one of our reps or apply 100% online.
